Credit Analyst

ALD Automotive & LeasePlan unveil Ayvens, our new global mobility brand which unites the two companies together under a single common brand. This new brand represents another strategic milestone in the company’s development to become the leading global sustainable mobility player.
With over 3.3 million vehicles managed across more than 44 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals.
At ALD Automotive | LeasePlan, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. In everything we do, we’re guided by the principles of authenticity, curiosity, commitment, and collaboration. We aim to foster an organization that's diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.
ALD Automotive | LeasePlan will rebrand to Ayvens across all 44 countries by 2025.

• Minimum 3 years of experience with a financial institution or equivalent detailed process (preferably in the Credit Analysis/ Risk Analysis/ Lending area),
● Familiarity with internal and external regulations, policies and procedures,
● Proactive and business orientated with background with understanding of credit processes / customer assessment
● Knowledge of English language
● Ability to build relationships by communicating and working effectively with co-worker, stakeholders and management,
● Knowledge of MS Office suite

● Analyze the credit requests from Ayvens Group entities and ensure that is compliant with all relevant regulations and company policy
● Ensuring adherence with policy and requirements together with high standard of working,
● Analyzing data from multiple sources and files according to the quality agreements
● Ensure quality of the analysis made for credit requests, regarding the risk associated with the client from a creditworthiness perspective,
● Ensure to receive quality and complete documentation for each credit request
● Support Risk and Sales teams for continuous improvement,
● Preparation of analyzed credit requests reporting to stakeholders, with the given frequency or whenever requested,
● Work closely with the line manager to ensure timely completion of profiles and prioritize workload to meet the daily and weekly objectives

As a member of our team, you will benefit from:

25 days of annual leave
1 sick day/year
half a day off your birthday and 1 day off starting with the second year in the company
Private healthcare at Sanador
Monthly budget in Benefit Platform
Fruit Tuesday and free coffee in the office
Hybrid work 2 days/week in the office
Loyalty bonus at 3 and 5 years in the company
Annual salary increase based on your performance
A nice office environment in the city center, close to Timpuri noi metro station